Lake Minnetonka’s restaurants, bars, and event venues stay busy well after the boats come out of the water, with holiday parties filling calendars from Thanksgiving through New Year’s Eve. For any business that sells alcohol, that busy season is a good time to understand Minnesota’s Civil Damages Act, the state’s dram shop law.<\/p>\n
Under Minnesota Statute 340A.801, a person injured by an intoxicated individual can bring a claim directly against the licensed business that caused or contributed to that intoxication through an illegal sale. The intoxicated person generally can’t sue the business for their own injuries from voluntary drinking.<\/p>\n
Private parties, catered events, and community festivals each raise their own questions. Temporary and festival licenses can carry insurance requirements too. Staff training on recognizing intoxication and checking IDs helps reduce risk, and incident logs can help if a claim comes up later.<\/p>\n
Wiser Insurance Agency in Mound, MN can review your commercial insurance<\/a> and liquor liability limits before the holiday rush. Policy wording varies, and a Minnesota attorney can help with specific claims. Businesses around Mound, MN and Lake Minnetonka can reach out to Wiser Insurance Agency<\/a>, and browse our insurance blog<\/a> for more business coverage topics.<\/p>\n","protected":false},"excerpt":{"rendered":" Lake Minnetonka’s restaurants, bars, and event venues stay busy well after the boats come out of the water, with holiday parties filling calendars from Thanksgiving through New Year’s Eve. For any business that sells alcohol, that busy season is a good time to understand Minnesota’s Civil Damages Act, the state’s dram shop law. What the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[17,15,13],"class_list":["post-80","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-commercial-insurance","tag-mound","tag-wiser-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t